This New York Times article doesn’t prove it, but to me it enhances it. I paid a NET 30 invoice from GM 21 days early and received a negative mark on my credit score due to their fucked up staff, bizare procedures and unorganized company, they did however place the mark on my account 15 days after I paid them, still 7 days before the invoice was due. And I received 3 to 5 phone calls per day harassing me!! GM=POS (piece of shit) the worst company in America and possibly the world.